Valuations

Using our extensive experience and specialist knowledge we can provide valuations for any purpose required, ie insurance, probate, valuation for sale, tax etc.

Valuation for Sale

For items brought into our salerooms, verbal pre-sale estimates are provided free of charge. For less portable items, we can arrange for a valuer to call at your home. there is also no charge for this service and no obligation to sell.

Valuation for Probate

For many executors the responsibility of dealing with a deceased's estate is a once in a life time experience. You have to make an important number of decisions in a short space of time, often at a time when the loss is the most difficult to come to terms with. The professional advisor to the estate (usually a solicitor) will usually recommend obtaining a valuation for probate. This will be in the form of a written report of chattels over an agreed minimum value, together with a lump sum total for the remaining contents.

Often with larger estates it is advisable to obtain a full inventory of contents, which can eliminate third party claims that items are missing. The executors should protect themselves from spurious claims by obtaining a proper inventory.

Valuation for Insurance

Providing your insurers with a written valuation will enable you to obtain the cover that is best suited to your requirements. Briefly, you are the one telling your insurer what is to be covered. They, therefore, know the risk and can calculate the premium accurately.

Over insuring your furniture and effects means paying higher premiums for unwanted cover. This can be as costly as discovering that something is not covered when you have to make a claim.

Once we receive your instructions we make a suitable appointment to visit your home where we can discuss what needs to be included and offer guidance as to cost. Following our visit you will be provided with a valuation report. This will contain a full description of each item, the basis of the valuation and its re-instatement value. Photographic records may also be recommended.